Min-IT LMS
Payments, collections, NCC correspondence, CRB reporting, hardship — one real-time ledger.
Platform · End-to-end loan lifecycle
One platform. Every step of the loan.
Min-IT LMS at the centre, with origination, self-service, borrower access and integrations layered around it. Every product built for Australian lending — and built to work together.
Loan lifecycle
From first inquiry to final payout.
Six stages, one system. No swivel-chair handoffs, no spreadsheets in between.
01
Inquiry
02
Application
03
Decisioning
04
Contract
05
Servicing
06
Closure
The product suite
Five products. One ledger.
Built modular so you can adopt the lifecycle piece by piece, or run the full stack from day one.
MinIT CRM
Application to approval. Multi-channel, multi-tenant. KYC, credit assessment, digital contracts.
Client Website
Branded loan applications embedded in your website. Borrowers apply, upload, sign — direct to CRM.
Member Portal
Active borrowers see balance, history, upcoming payments. 24/7, no support call needed.
API & Integrations
50+ API transcodes. CDR-ready. Bureaus, payments, identity, accounting — all in one ecosystem.
Insights
Live portfolio analytics, arrears forecasting, vintage curves — on top of the same Min-IT ledger.
Inside Min-IT LMS
What you get on day one.
Real-time ledger
Single source of truth. No reconciliation between systems.
Direct debit & payments
Ezidebit, Zepto, BPay, card. Auto-allocation, retries, dishonour handling.
Collections workflow
Aging buckets, action queues, NCC-correct correspondence sequencing.
NCC contracts & notices
Default notices and statements with mandatory waiting periods built in.
CRB reporting
Equifax, illion, Experian — defaults, RHI, account close, all from one screen.
Hardship · S72
Application workflow, postponement, outcome lodgement — fully auditable.
Portfolio reports
Live arrears, vintage curves, write-off, recoveries — exportable to CSV/Excel.
Audit trail
Every action timestamped, every document tracked, every user logged.
Multi-entity
Brand, product, and entity segmentation in one tenant.
Get started
Ready to see Min-IT, on your loan book?
30 minutes with a specialist. We'll walk through how the platform fits your products and compliance posture. No deck, no pressure.