Built for Australian lenders

Lending done right, end to end.

One platform to originate, manage, and grow your loan portfolio — with Australian compliance built into every step, from application to final payout.

NCCP Act 2009 National Credit Code Privacy Act 1988 CDR Ready
500+ lenders across AU · NZ · US · ZA
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By the numbers

Twenty years of Australian lending, quietly humming in the background.

$746M+
in loans managed
Active portfolio
4.4M
loans processed
Lifetime
250K+
active loans
On platform
~10K
new loans / month
Originated
Platform

Five connected products. One lending operation.

The same platform from first inquiry to final payout — covering origination, servicing, borrower self-service, and integrations.
01 · LMS · Hero product

Min-IT LMS

Australia's purpose-built loan lifecycle management system. Payments, collections, NCC correspondence, CRB reporting, hardship workflows — from a single real-time ledger. No reconciliation. No re-keying. Nothing to chase down at audit.

Direct debit & payments Collections workflow NCC contracts CRB reporting Hardship management Portfolio reports
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02 · LOS

MinIT CRM

Cloud-native origination, application-to-approval. Multi-channel, multi-tenant — lenders, aggregators and broker networks.

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03 · Self-service

Client Website

Branded loan applications, embedded in your website. Borrowers apply, upload, sign — feeding directly into MinIT CRM.

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04 · Borrower

Member Portal

Self-service for active borrowers — balance, repayment history, upcoming payments. 24/7, no support call needed.

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05 · Connect

API & Integrations

50+ API transcodes, real-time webhooks, CDR-ready for open banking. Connect bureaus, payments, identity, accounting.

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Who we serve

Built for every part of the lending ecosystem.

Lenders

Run the whole operation

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Brokers & Aggregators

Manage your network

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Advisors

Guide with full picture

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Borrowers

Your loan, in hand

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Ops & Compliance

Audit-ready day one

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Compliance

Australian compliance, automated.

The right legal obligation, at the right step — every time. NCCP, NCC, and Privacy Act workflows enforced in the system itself.

NCCP Act 2009

Compliance built into origination and contract workflows. ACR calculated automatically.

Auto-enforced

National Credit Code

Collections, default notices, hardship obligations enforced in the right sequence.

Step-by-step

Privacy Act 1988

Privacy notices and CRB reporting with mandatory waiting periods enforced.

Audit-ready

E-signature & audit

Digital contracts with timestamp, IP, witness and legal-advice certification.

Full audit trail

Hardship · S72 NCC

Built-in hardship and postponement workflows so Section 72 is met every time.

Workflow-driven

CDR · Open banking

Consumer Data Right ready — connect open banking data via integration partners.

Ready
Integrations

Plays well with your stack

Equifax GBG TaleFin CreditSense Ezidebit Zepto SendGrid OpenSign Salesforce + 40 more
Customers

"No nonsense, no waffle." — pretty much every customer.

Compliance used to be a project. Now it's how the system works.
Operations Manager AU lender · 12 yrs on Min-IT
We replaced three systems with Min-IT. Reconciliation went from days to minutes.
CFO Vehicle finance
Australian support, Australian regulations. Min-IT just understands our market.
Head of Credit Vendor finance group
Get started

Ready to see Min-IT, on your loan book?

30 minutes with a specialist. We'll walk through how the platform fits your products and compliance posture.