NCCP Act 2009
Origination and contract workflows enforce NCCP. ACR calculated automatically.
Compliance & security
Australian lending law, automated.
Min-IT enforces the right legal obligation at the right step — every time. Built on infrastructure that meets the security standards your auditors expect.
Trusted by Australian lenders
NCCP compliant
Consumer Credit Code
SOC 2 Type II
ISO 27001 aligned
Data resident in AU
Regulatory coverage
Compliance built in, not bolted on.
Every Australian credit obligation enforced by workflow — not policy documents.
National Credit Code
Collections, default notices, hardship — enforced in the right legal sequence.
Privacy Act 1988
Privacy notices and CRB reporting with mandatory waiting periods.
E-signature & audit
Digital contracts with timestamp, IP, witness and legal-advice certification.
Hardship · S72 NCC
Built-in hardship and postponement workflows — Section 72 met every time.
CDR · Open banking
Consumer Data Right ready — connect open banking via integration partners.
Security & data
Why your security team signs off in one meeting.
01
Hosted in Australia
AWS Sydney region. Data residency guaranteed. No offshore replication, no cross-border transfers, no Schrems II problem.
02
SOC 2 Type II + ISO 27001
Independently audited every year. Reports available under NDA. ISMS aligned to ISO 27001 controls.
03
Enterprise-grade controls
AES-256 at rest, TLS 1.3 in transit, SAML / OIDC SSO, RBAC, MFA, 24/7 SIEM, penetration testing twice annually.
Documents
For procurement and compliance teams.
| Document | Format | Last updated | |
|---|---|---|---|
| Compliance whitepaper How Min-IT enforces NCCP, NCC, Privacy Act & CDR. |
2026 | Request | |
| Security overview Architecture, encryption, access controls, vendor management. |
2026 | Request | |
| SOC 2 Type II letter NDA required. Full report on request. |
2026 | Request | |
| Data residency & sovereignty brief Where data lives, who can access it, how it leaves the country (it doesn't). |
2026 | Request |
Get started
Ready to see Min-IT, on your loan book?
30 minutes with a specialist. We'll walk through how the platform fits your products and compliance posture. No deck, no pressure.